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Thank you for your unconditional support and time to show me the steps in saving and reading my personal funds.

Capital Budget Strategies executed quality service by providing financial insight with patience. My experience resulted positive, informed and confident in perusing personal debt and setting a plan to have my money grow from itself. I recommend those to check in if you come from an experience of low financial literacy or just beginning to build a relationship with your independent finances.

Charles was amazing! I am currently a college student trying to get my finances together before I graduate and he helped me do just that! He doesn’t judge your spending habits at all and trust me mine should be judged lol! Definitely going back got him for any of my Finacial consultation needs. Highly recommend!

SERIOUSLY THE BEST. I’ve been putting off getting my finances in order (late 20s) for the past year and finally bit the bullet. Chuck broke everything down for me and answered all my questions. He is straightforward yet kind, and really has your interests at heart. Best 4.5 hours I’ve ever spent in a single sitting. Thank you!!

Thank you so much for meeting with us earlier this week. The discussion was very helpful and will be great for us to improve our financial management and retirement planning. We will leave a review to let others know how helpful this process is. Thank you for providing this service.

The Austin Money Coach at Capital Budget Strategies, LLC, in Austin, Texas hopes you and your family stay safe during the Coronavirus Pandemic. Your health and the health of your family are paramount. Unfortunately, due to slowdowns and layoffs, some families may begin to feel financially squeezed. If so, now is the time to update your family financial plan. Lowering Monthly Expenses: Your monthly expenses are either “nondiscretionary” (i.e., mandatory and need to be paid)

Financial Moves to Make Right Now Falling stock markets and threats of massive layoffs. What financial moves should you make right now? Capital Budget Strategies, LLC, Austin’s best Financial Coach, recommends one thing: Do not panic and sell all your stocks! As you know, the value of stock is “on paper.” Once you sell, you determine the true loss or gain. During the 2008 Great Recession, our Austin Money Coach had a friend who sold

The coronavirus outbreak will cause financial hardship for many families. Here in Austin, Texas, many people, already affected by the cancellation of the South-by-Southwest SXSW Festival, now face possible long-term financial challenges. An Emergency Fund would help ease their financial pain. Capital Budget Strategies, LLC, Austin’s best Financial Coach, presents the following information to explain Emergency Funds: (1) What is an Emergency Fund? An Emergency Fund is cash kept in an accessible account for “emergency”

Captial Budget Strategies, LLC, Austin’s best Financial Coach, wants to help you put your budget on autopilot. We believe in using automatic withdraws, deposits and transfers to make your budgeting easier and therefore more successful. Our Austin Money Coach has many clients who are just too busy to make all the necessary financial moves every month. We help make it simple by showing you that all your financial transactions are either: (1) Regular monthly expenses

How debt can a person carry before it is too much? Many Austin clients at Capital Budget Strategies, LLC, Austin’s Best Money Coach, ask this question. They always want to know if they are in “debt trouble.” First you must understand there is “bad” and “good” debt. Bad debt is borrowed money spent on things that decrease in value. For instance, a new car will decrease in value immediately and usually can only be sold