Get ready, Austin – the holidays are here again! Hopefully you have paid off your credit card debts from the 2018 and 2019 holiday shopping. Before you start shopping, think how your finances will look on December 26th. Will you hate yourself for spending too much and maxing out yet another credit card? Or will you be proud of yourself for having a financial plan and a budget? The time to prevent another season of
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How to Control Your Holiday Spending Get ready Austin, the holidays are here! Now, here is how to control your holiday spending: First, and you are not going to like this, do NOT use credit cards! Admit it, if you do not have the cash to buy something, you cannot afford it. Why would you borrow money at 19% just to buy someone a gift they may not like? Follow this 3-Step process to ensure
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Sometimes you just need to destroy your credit cards in Austin, Texas! You know the old saying, “If you can’t use cash – you can’t afford it!” Using your credit card will eventually put you into debt that will take years to erase. Plus, it will make you feel guilty, nervous and out of control. Capital Budget Strategies, LLC, Austin’s best Finanical Coach, helps our clients to regain their financial confidence. We know the feeling
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Capital Budget Strategies, LLC, an Austin Veteran-owned financial company has been honored by Google as “a highly rated Veteran-Led business.” Charles Mitchell, the founder of the company, is a West Point graduate, combat veteran, Airborne and Ranger-qualified Infantryman who retired from the US Army with the rank of Colonel. He spent 28 months in Iraq between 2004 – 2008. Google honored Charles with a special award. Capital Budget Strategies, LLC, rated as Austin’s best Financial
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Want to give the best holiday gift in Austin? One that will change a person’s life for the better? Consider giving a financial review session with Capital Budget Strategies, LLC, Austin’s best Money Coach. For only $149, you will change the way they handle and think about money! Do you know someone who is employed, but at the end of the month wonders where all their money went? Do they have credit card debt, school
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How do you know if you need an Austin Financial Coach? Take this quick test to find out: Question 1: Do you ever feel anxious or worried about money? Question 2: What is the current value of your Emergency Fund? Question 3: Have you ever missed a monthly debt payment? Question 4: What percentage of your income do you spend on debt? Question 5: Do you have a plan to pay for future expenses, such
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Capital Budget Strategies, LLC, Austin’s best Financial Coach, has been voted number one in Austin, TX by its clients and their many 5-star ratings. For only $149, we will sit down with you (and your partner) to and conduct an unbiased review of your income, spending habits and savings. We are inexpensive because we do not work on commission or sell any financial products. Our goal is to have you leave our session with the
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Many of our Austin clients are confused about their credit scores, yet there is nothing mystical about them. Your credit score, which can range from 300 to 850, is simply one indicator of how well you pay back a loan. Your score is based on your past financial performance and alerts a lender, such as a bank or mortgage company, how risky it might be to lend you money. A low score could cause a
{…}We are so thankful for our time with Chuck. My husband and I couldn’t understand how we earned decent wages but struggled with unforeseen bills and debt. We met with Chuck and created a plan. He did not judge out priorities or pressure us to give up certain expenses; he worked with us to make a budget that my husband and I felt good about and gave us confidence that we could accomplish our financial
{…}We thank you Chuck! You’ve been a Godsend. Many, many thanks.
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