The holidays are over and it’s time to measure the damage they caused to your finances. Capital Budget Strategies, LLC, Austin best Financial Coach, has seen many clients go deep, or deeper, into debt over Christmas gifts. One client, already heavily in debt, spent $1,000 on gifts for her children. The kids had a great holiday, but now Mom is struggling to pay for it all. Next year, wouldn’t it be nice to have all
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Happy New Year! Now let’s look at your finances. Capital Budget Strategies, LLC, Austin’s best Financial Coach, asks 4 questions: Question 1: Do you carry a credit card balance? Question 2: Do you have a car loan? Question 3: Do you have a personal loan? Question 4: Do you suffer from financial stress? If you answered YES to any of these questions, you spent money you did not have. Those things that you thought you
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Give the best holiday gift in Austin this year – the cure for financial stress. Do you, or someone you know, make a decent income but still can’t get your finances straight? Does opening up credit card or school loan statements make you nervous? Do you worry about your finances constantly? Are you way too busy to figure everything out? For $149, Capital Budget Strategies, LLC, Austin’s best Financial Coach, will meet with you and
{…}Thank you, Chuck. It was great meeting you and we’re happy that you were able to start us on this path.
The Financial Coach from Capital Budget Strategies, LLC recently worked with a family with serious debt issues. The couple were in their 50s with no retirement savings and a minus net worth. Both parents had good jobs and the three teenage children were thinking about college. We sat down in their kitchen and reviewed all their financial statements, including their pay stubs, credit card and bank statements, car payments, mortgage, utilities, groceries, etc. Together, we
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Have a good income, but still feel financially stressed? You are not alone! Many people in Austin have a great job, a nice car and live in a cool (at least they think so) apartment, condo or house. They swim at Barton Springs, have cocktails on Rainey Street and cannot wait until the next SXSW. Life is great, right? Well, almost. Even though they make a good income, many people are still struggling financially at
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What is the best Cyber Monday deal in Austin, Texas? A financial review session with Austin best Monday Coach at Capital Budget Strategies, LLC for only $149! Our Cyber Monday Sale includes a 10% discount for all Students, the Military, Law Enforcement, Nurses, Teachers and First Responders. Along with your approximately 4-hour initial session, the price includes one follow-up session at the 1, 3 or 6-month mark. Wow! For $149 our Austin Financial Coach will
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What is the best holiday gift for your employees? How about the gift of financial literacy? A Bank of America study found that 67% of millennials say financial stress overtakes their ability to focus and be productive at work. They also want employers to bring in professionals to teach debt repayment and money management strategies. Capital Budget Strategies, LLC, Austin’s best Financial Coach, offers confidential, one-on-one meetings with your employees where we will: – Provide
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Get ready, Austin – the holidays are here again! Hopefully you have paid off your credit card debts from the 2018 and 2019 holiday shopping. Before you start shopping, think how your finances will look on December 26th. Will you hate yourself for spending too much and maxing out yet another credit card? Or will you be proud of yourself for having a financial plan and a budget? The time to prevent another season of
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How to Control Your Holiday Spending Get ready Austin, the holidays are here! Now, here is how to control your holiday spending: First, and you are not going to like this, do NOT use credit cards! Admit it, if you do not have the cash to buy something, you cannot afford it. Why would you borrow money at 19% just to buy someone a gift they may not like? Follow this 3-Step process to ensure
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