When you use a family financial budget, you are taking your first steps to financial freedom. Suppose your boss says, “Congratulations, you are in charge of my retirement party.” What are your questions? 1. Can I get her job? 2. Can I get her office? 3. How much can I spend? You need to know the party’s budget so you do not overspend company money. Same goes for a family budget. Let’s say your family
{…}Articles
Best Personal Finance Class in Austin
The best personal finance class in Austin, Texas is given by Capital Budget Strategies, LLC, Austin’s best Money Coach. Give us about four hours and we will change the way you think about, handle and organize your finances. Many people in Austin make a good salary, but just cannot find the time or energy to get financially organized. They get overwhelmed with all the bills, multiple payments, not knowing what money is coming in and
{…}Don't Go Broke Buying Holiday Gifts
This holiday season, don’t go broke buying holiday gifts. Tis the Season! This is the time of year Austin malls and boutiques are packed with shoppers buying holiday gifts. Do yourself a favor and watch what you spend. Remember, that candelabra which looked fabulous at the vintage store on Burnet Road, might not be exactly what Aunt Betty was hoping for. Be careful spending your money this year and remember, if you cannot pay cash
{…}Are You Saving Enough for Retirement?
How do you know if you are saving enough for retirement? Capital Budget Strategies, LLC, Austin’s best Money Coach, has an easy way to give you a general idea how well you’re doing. First, understand that your expenses will change in retirement. For instance, you will no longer need to “save” for retirement and hopefully your school loans, mortgage and car are all paid off. Remember, debt ruins more happy retirements than rain on a
{…}Building a Family or Personal Budget in Austin, Texas
Building a Family or Personal Budget in Austin, Texas is easy when you work with Captial Budget Strategies, LLC, Austin’s best Money Coach! OK, so you have a job and a pretty good income, but you just cannot seem to figure out where your money goes every month? Maybe you pay your credit card bills, school loans and a rent or mortgage every month, but the total amount owed never seems to decrease? Who can
{…}November 2018 - Alexis, Austin
Chuck was absolutely amazing!! Dealing with finances can be very stressful and intimidating. He was very patient and nonjudgmental. I asked as many questions as I needed and he answered everyone of them for me. He took me step by step to get me to my goal. I am very grateful for the time and compassion he showed me. I feel empowered to take my debt on and live a life of financial freedoms. I
{…}Buying 2018 Holiday Gifts With a Budget in Austin, Texas
Buying holiday gifts with a budget in Austin, Texas is the best gift you can give yourself! Did you know there are people in Austin who are still paying off their 2017 holiday gift purchases in October 2018? Yikes! Capital Budget Strategies, LLC, Austin’s best Money Coach, is here to help everyone financially survive the upcoming holiday season. The key to successful gift buying is to make a budget and stick with it, to be
{…}Why You Must Be Debt-Free Before Retirement
You must be debt free before retirement. Everything should be paid off, including your house, car, credit cards, school loans, personal loans, medical bills. Why? Because you do not want those extra payments when you start living off your savings. The key to a great retirement is to get your finances organized early, then create and follow a personal budget. Captial Budget Strategies, LLC, Austin’s best Money Coach, is here to help. For only $149,
{…}Why Save for Retirement?
Why save for retirement when you are a young, hipster in Austin, Texas? You have a good job, a dog, a cool apartment and spent two full weekends at ACL. Why not enjoy your city life? Plus you are paying social security taxes every two weeks, so your financial future is secure, right? Wrong. Very wrong! For only $149, Captial Budget Strategies, LLC, Austin’s best Money Coach, helps clients determine their true net worth, find
{…}How to Attend College for FREE
How to Attend College for FREE Is it possible to attend college for FREE? Yes it is and your kid will even get some real life experience in the process. Capital Budget Strategies, LLC, Austin’s best Money Coach, deals with many clients who are simply trying to pay their rent, a car payment, a few credit cards and save for a child’s college. However, even though they have a good salary, they are having trouble
{…}