Best Ideas for Using Your 2018 Federal Tax Refund What is the best idea to use your 2018 federal tax refund? Remember, in a perfect federal tax world, you would owe nothing and get back nothing. You would have paid the proper amount of taxes during the year. Capital Budget Strategies, LLC, Austin’s best Money Coach, wants you to use your tax refund to build your financial security. For only $149, our Money Coach will
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What should people in Austin do with their tax refund? Take a vacation and buy a new iPhone, of course. Sorry, only kidding! According to the Money Coach at Capital Budget Strategies, LLC, taxpayers in Austin, or anywhere else for that matter, should use their refund to improve their financial stability. In order of importance, here is a checklist for spending your 2017 tax refund: (1) Build a $1,000 Emergency Fund. (2) Pay off credit
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Building a personal budget for retirement is the most important step to take before you retire. Hopefully you are currently using a personal budget, which helps control debt, automatically pays monthly expenses (rent, phone, food, credit cards, etc.) and help you save for retirement. Setting up a personal budget before retirement is important because you do not want to withdraw more than you need from your retirement accounts. Remember, you will need to be withdrawing
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Capital Budget Strategies, LLC, Austin’s best Money Coach and financial advisor, wants you to live without credit cards. You can do it, just like our grandparents did! Take the Austin Credit Card Challenge and send us your video of credit card destruction! Time to ACT YOUR WAGE, Austin!
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Why does everyone in Austin need a personal budget? Because when you have a budget, you will not spend more than you earn each month. Sounds so logical, right? Maybe not in the US Congress but it is on Congress Avenue in Austin. For only $149, Capital Budget Strategies, LLC, voted Austin’s best Money Coach, will help you prepare a personal budget, an emergency fund, set up a Snowball Debt Repayment Plan and organize the
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Please beware of credit cards from retailers! Capital Budget Strategies LLC, Austin’s best Money Coach and Financial Advisor, advises that before you open yet another retailer credit card account, read the fine print! Money Magazine reports on a study by CreditCards.com that found retailer credit cards charge an average of 23.8% versus the national average credit card rate of 15.2%. Therefore, while you’ll be tempted to save $25 on your current purchase over $200, it
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You need to pay off your debt before retirement! Once retirement arrives, most of us will be living off social security and our retirement savings. The more debt you have, the more savings you will have to withdraw. Capital Budget Strategies, LLC, Austin’s favorite Money Coach, will help you organize your finances in just a few hours. For only $149, we sit down with you and your finance records to build a personal budget, an
{…}Met with Chuck a few months ago and set up an appointment for a review of my progress. I felt I was doing fine and the process we initially set up is working. I was promoted at work (yeah!) and had extra income to put towards my credit card debt and student loans. Had a second visit with Capital Budget Strategies and we adjusted my budget to figure out how much more i could add
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Why do you need to be mortgage-free in retirement? To take the financial stress out of not earning a paycheck. Capital Budget Strategies, LLC, Austin’s best money coach and financial advisor, can help you enjoy your retirement to the fullest, buy getting financially organized! Retirement. Just saying the word brings a smile. But before you start dreaming of travel, sleeping late and taking the dog on long walks every day, better pay off that mortgage.
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Here is a trick to see if you are ready for retirement. This is just a rough estimate, but it gives you a sense how you are doing. Using your current salary and your age, use the following formula. If you are 30 years old, you should have 1 X your current salary saved in your retirement account. Therefore, if you make $50,000 a year, you should have $50,000 saved. If you are 35 years
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