Voted best holiday gift for employees – by employees! OK, boss – you know your employees are fantastic and you love every single one of them to pieces. Plus, you consider them well paid. So how to reward your staff for the holidays? Arrange for an office presentation on how to save more of the money they earn by building a personal budget. An employee who is not worried about their credit card debt, their
{…}
Capital Budget Strategies, LLC – Austin’s best budget coach – has a suggestion about buying a house or condo in Austin, Texas. So you found a bungalow in a hipster South Austin neighborhood with a big yard perfect for your Australian Cattle Dogs? Or you are considering a condo on the 78th floor of that new downtown building with a pool on the 28th floor and walking distance to the Long Center? Or you are
{…}
The only thing Capital Budget Strategies, LLC of Austin, TX hates more than credit cards is credit card debt! But we can help you get past the old mistakes and get on with your live! Our method starts with a detailed monthly budget – every dollar you earn should have a purpose! Before you transfer a credit card balance to a new 0% or low interest credit card, think about the following: (1) Apply for
{…}
Capital Budget Strategies, LLC, Austin’s best Budget Coach, thinks saving on investment expenses is one of the greatest feelings in the world! We present Budgeting 101 classes at corporate events, church or association functions and even one-on- one to newlyweds and recent college grads! Using passively-managed Index Funds is a great way to save on your investment expenses. You do not have to pay high management fees, high capital gains or trading fees. Plus, most
{…}
Imagine if someone had given you the gift of financial independence the day you got married! How different your life might be today. OK, that punch bowl set seemed like a nice gift at the time – and it did come in handy for that one New Year’s Eve party you hosted 16 years ago… Capital Budget Strategies, LLC of Austin, TX offers one-on-one classes for newlyweds. We help the happy couple build: A personalized
{…}
Capital Budget Strategies, LLC of Austin, TX provides financial education, not investment advice. We teach people to create a budget, cut up their credit cards, build an emergency fund and save money. These are the foundations of financial security and your first steps to a carefree retirement. Do you need a Financial Advisor? Every situation is different of course, but we believe once you learn the basics of finances, you can handle your own investments.
{…}
Live Way, Way Below Your Means Our Austin Money Coach wants everyone to live “below their means.” Way, way below their means actually! OK, but what does “means” mean? Look at it this way, if you bring home (your take home pay after taxes and deductions) $3,000 a month, your means is $3,000. To live below your means, you would set up a personal budget to live on $2,900 a month. To live way, way
{…}
Can using a budget help you get out of debt? Of course! In fact you must use a family budget to get out of debt! Have you ever gotten to the end of the month and run out of money before all the bills are paid? A household budget will “gently” force you to pay your debts, your rent or mortgage, your food and utilities so that you know how much you can actually spend
{…}
Should you switch to a 0% interest credit card? The answer seems simple, right? But, before you switch, think about why the credit card companies make these offers. Are they trying to help a family struggling to get out debt? Nope. The card companies, such as Visa, MasterCard and American Express, are publically traded companies who answer only to their shareholders. They are corporations, not charities, and they see big profits to be made with
{…}
For only $149, our Financial Coach provides financial education and teaches you how to handle your money like an adult! That is why our survey found that Capital Budget Strategies, LLC, has one of Austin’s top 3 Financial Coaches. You know that financial stress you feel around the 27th of each month? Well, for the cost of one night out on 6th Street, your finances will be organized and you will become confident in your
{…}