People wonder what can help them keep their 2023 New Year’s resolution to get better with their finances. How about spending $149 to get your finances organized? Capital Budget Strategies, LLC, Austin’s best financial coach, will meet with you one-on-one via Zoom Conferencing and review your finances. First, we determine your net worth and determine your true income. Next, we review your debts (credit cards, student loans, mortgages, etc.) and, if needed, build a Snowball
{…}“The best four hours I’ve spent in a while were on a Saturday morning with my wife looking at all our debt and planning our financial future with the help and guidance of Chuck with Capital Budget. I never thought I’d say something like that. I went into it somewhat fearful and hesitant because let’s face it, who really wants to spend a Saturday morning going over all of your past financial mistakes? But by
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You make a pretty good income. But how do you know if you should pay off your credit cards school loans or invest in a 401(k)? What exactly is a 401(k) anyway? Can you afford a house, or should you continue to rent? How much car can I afford? You do not need expensive “investment advice,” because you are not at that level yet. You just need someone to get you organized, explain basic personal
{…}“Charles is the very best Financial Coach there is! Not only is he over-qualified, he genuinely cares about each client’s success based on his own authentic experiences. Additionally, the inclusive, low-cost of these services have enabled everyone to obtain the very detailed support and actionable/targeted plan provided. Thank you a million times over!
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So you have a great job, good income, a cool apartment, school loans, credit card debt and a date with that new accountant on Friday night. All is going well, except you cannot seem to organize your personal finances. Your monthly Budget consists of paying your credit card balance with whatever is left over at the end of the month. You are a whiz at your job, but finances seem too confusing. Who should you
{…}“My wife and I were very impressed by Mr. Mitchell’s in-depth dive into our finances. He provided new tools and understanding to assist us in our goals. I highly recommend this service for people of all income levels.
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Capital Budget Strategies, LLC, Austin’s best Financial Coach, helps clients get their finances organized. Together, we determine Net Worth, set up savings for Long-Term expenses (like real estate taxes, holiday gifts or your next vehicle), set up an Emergency Fund and, finally, create a Survivor’s Fund. Survivor’s Fund? Like the TV show? You many know an Emergency Fund is an account of around $1,500 for use only in emergencies. An Emergency is a job layoff,
{…}“Thank you again for all your help. This has been life-changing.
{…}As a recently engaged couple, we were recommended to participate in a financial meeting with Chuck. Going into it, we were both a bit lost on how to handle our joint debt and for most of our relationship have felt that we live above our means for no reason at all. Chuck truly took the time to understand what our goals were, showing no judgement when we got down to the nitty gritty of our
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Now is the time to inflation proof your Budget and Capital Budget Strategies, LLC, Austin’s Best Financial Coach, has some great ideas. Here is one: The key to a personal budget is determining the exact amount of money you have coming in each month (“take home pay”). Sounds simple, but many of our clients could not correctly state their income. Once you know your exact income, determine the value of your “mandatory” expenses, such as
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