My Fiancé and I had a wonderful experience with Chuck’s program! We learned how to combine our finances, eliminate our debt and plan for a successful financial future together. 10/10 recommend to any young couples or recent graduates.
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Financial Education for Your First Job
So, you just got hired and will finally be getting a real paycheck. Congratulations and welcome to adulthood! Now, let’s discuss saving for retirement. Capital Budget Strategies, LLC, Austin’s best Financial Coach, provides financial education to the newly employed so they get a head start on becoming financially independent. Do you know people who complain about all the credit card debt they carry? Or have friends that endlessly talk about their student loans? Do you
{…}Pay Your School Loans NOW Tax Free!
The US Department of Education has again extended the COVID-19 Emergency Relief and Federal Student Aid Program through August 31, 2022. The Financial Coach at Capital Budget Strategies, LLC, Austin’s best Financial Coach, highly recommends that if you have Federal student loans, start paying them immediately! The benefit of the program is the 0% interest, meaning 100% of your payments will go directly to your principal, instead of principal and interest. The Program allows for
{…}Moving In with Your Partner? Discuss These Financial Questions First
Thinking of taking the next step with your partner? Moving in together can be great, but there are some financial considerations to consider. The Financial Coach at Capital Budget Strategies, LLC, Austin’s best Financial Coach, recommends having a frank discussion with your new roomie before signing a lease or buying a house together. Our Austin Money Coach hopes for the best, but always recommends planning for the financial worst. Surprisingly, not all relationships work out
{…}MARCH 2022, M.B., AUSTIN, TX
This guy is an angel for God. He didn’t judge me. We went over my expenses, and he gave me the best plan for my situation that we could come up with.
You Really Need a Budget and Our Financial Coach Can Help
You really need a Budget, and you know it. A personalized monthly Budget will help you track your money and make sure you pay the important bills (rent, food, school loans, etc.) first. So why don’t you have a Budget? Most people do not know how to create one and think it is too complicated. Not true! For only $149, the Financial Coach at Capital Budget Strategies, LLC, Austin’s best Financial Coach, will work with
{…}Graduating Soon? Starting Your First Job? Consider our One-on-One Personal Finance Class for only $7
Graduating soon and starting your first job? Congratulations – well done. Now besides learning which office coffee machine makes the best coffee, get ready to handle your own finances. That means paying school loans, car loans, rent, food, laundry, saving for car repairs, holiday gifts, pet care, cell phone, streaming service, and a few dinners on South Congress. For $75, Capital Budget Strategies, LLC, Austin’s Best Financial Coach, will meet with you one-on-one via Zoom
{…}FEBURARY 2022, K.B., DALLAS, TX
I needed help with my budgeting and with not really knowing where to start Charles was able to explain things easily to me. And presented finances in a way that was not overwhelming and stressful. I feel like I have a much better handle on my budgeting and finances after meeting with him. He is also very personable which made the whole experience more comfortable for me, I look forward to working with him in
{…}Why Engaged Couples Need a Money Coach
Getting married? Congratulations! The Austin Financial Coach at Capital Budget Strategies, LLC, Austin’s best Financial Coach, wants to give you some advice: Meet with a Money Coach before the big day! For only $149, our Austin Money Coach will sit down with the happy couple and ask the really hard and never-before-considered financial questions that can really impact a marriage. As an example, how many of these questions can you answer about your partner and
{…}Pay Off Debt or Fund Your 401(k)?
The Financial Coach at Capital Budget Strategies, LLC, Austin’s best Financial Coach, frequently gets asked by clients if they should pay off debt or fund their 401(k)? Of course, the answer depends on the individual’s circumstances, but here are a few general tips: 1. Can you pay off your debt within 2 years? If so, then forgo your 401(k) contributions and attack that debt! 2. Does your company match your contributions? If yes, consider contributing
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