Ready for some holiday shopping? Use this easy 5-step plan to avoid going into credit card debt this holiday season. (Please refer to the attached photo): STEP 1: Review your financial situation. Come up with a realistic amount you can spend without going into credit card debt. STEP 2: Draw a chart with 3 columns (See photo) • Column 1: Title this column, NAME. List every person on your gift list. • Column 2: Title
{…}My fiancé and I cannot recommend Charles enough for the value he has added to our financial knowledge. He was thorough and simplified concepts that at first seemed daunting. We now have an actionable plan for our financial future and feel confident about entering the next chapter of our lives. Thank you so much Charles!
During a one-on-one session with the Financial Coach at Capital Budget Strategies, LLC, Austin’s best Financial Coach, we will answer many questions, including: (1) Should I save for my daughter’s college or fund my retirement? (2) Which credit card should I pay off first? (3) How much house can I really afford? (4) Am I saving enough for retirement? (5) Do I really need life insurance? (6) Can we afford a Hawaiian honeymoon? (7) Should
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Many of our clients earn a good income, but simply are too busy, or too nervous, to deal with their own finances. We understand the hesitation. Along with managing a family, maybe caring for parents and working fulltime, who has the energy to pay the rent, car loans, school loans, credit cards and get financially organized? The Financial Coach at Capital Budget Strategies, LLC, Austin’s best Financial Coach, has an idea – let us simplify
{…}There are not enough words to describe how amazing Charles is and his sincerity. I have been Nervous about my finances but Charles made sure to explain everything and that I’m comfortable discussing my finances. I am really grateful of Charles for taking time to help prepare my budget which has taken the stress away.
Capital Budget Strategies, LLC, Austin’s best Financial Coach, wants everyone to create an Emergency Fund. Most people have a checking and savings account, so designate your savings account as an Emergency Fund and transfer money into the account every pay day. Automate the transfer, so you can set it and forget it! The goal is to create a cash account totaling $1,000 for a single person or $1,500 for a family. Then if an emergency
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Short answer: A very strong YES! Suppose your boss says, “Congrats, you are in charge of the company’s 10th Anniversary Party!” What are your first thoughts: Date? Location? Will that new guy in accounting show up alone? How much can I spend? You are allotted $5,000 to spend, so you make a list: 1. Venue: $1,000 2. Drinks, bartenders, waiters: $1,500 3. Food, rented dishes, rented tables: $1,500 4. DJ: $500 5. Party SWAG, gift
{…}My husband and I are still reaping the benefits of your advice over a year later, so I wouldn’t even know how to begin to thank you for your guidance!
September 2021, J.C., Austin, TX I’d spent years growing interest in my anxiety for my financial reality, occasionally tossing in a good tip or throwing out a bad habit, but mostly avoiding any routine, or meaningful management of my and my family’s future. Having made multiple unsuccessful attempts with various credible programs to right our financial wrongs throughout marriage. I had all but given up. ast week when I sent an online message and heard
{…}Chuck’s manner was such that I was able to ask and answer questions about a distressing topic with ease. He was generous with his knowledge and skills and demonstrated a commitment to my financial success with very practical feedback and suggestions. He mentioned, and then reminded me, he is available for follow-up sessions and has already contacted me to expect a summary of our work and some suggestions of goals that we had discussed and,
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