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There are not enough words to describe how amazing Charles is and his sincerity. I have been Nervous about my finances but Charles made sure to explain everything and that I’m comfortable discussing my finances. I am really grateful of Charles for taking time to help prepare my budget which has taken the stress away.

Capital Budget Strategies, LLC, Austin’s best Financial Coach, wants everyone to create an Emergency Fund. Most people have a checking and savings account, so designate your savings account as an Emergency Fund and transfer money into the account every pay day. Automate the transfer, so you can set it and forget it! The goal is to create a cash account totaling $1,000 for a single person or $1,500 for a family. Then if an emergency

Short answer: A very strong YES! Suppose your boss says, “Congrats, you are in charge of the company’s 10th Anniversary Party!” What are your first thoughts: Date? Location? Will that new guy in accounting show up alone? How much can I spend? You are allotted $5,000 to spend, so you make a list: 1. Venue: $1,000 2. Drinks, bartenders, waiters: $1,500 3. Food, rented dishes, rented tables: $1,500 4. DJ: $500 5. Party SWAG, gift

My husband and I are still reaping the benefits of your advice over a year later, so I wouldn’t even know how to begin to thank you for your guidance!

September 2021, J.C., Austin, TX I’d spent years growing interest in my anxiety for my financial reality, occasionally tossing in a good tip or throwing out a bad habit, but mostly avoiding any routine, or meaningful management of my and my family’s future. Having made multiple unsuccessful attempts with various credible programs to right our financial wrongs throughout marriage. I had all but given up. ast week when I sent an online message and heard

Chuck’s manner was such that I was able to ask and answer questions about a distressing topic with ease. He was generous with his knowledge and skills and demonstrated a commitment to my financial success with very practical feedback and suggestions. He mentioned, and then reminded me, he is available for follow-up sessions and has already contacted me to expect a summary of our work and some suggestions of goals that we had discussed and,

Is it too early to think about holiday gift buying? The Austin Financial Coach at Capital Budget Strategies, LLC, Austin’s best Financial Coach, says it is never too early to save! Some of our clients are still paying off credit cards debt for 2020 or 2019. You have about 12 weeks until your gift giving, so let’s make a plan that will keep you out of debt and in the holiday spirit. One question before

3 Quick and Easy Ways to Improve Your Personal Finances NOW While the pandemic has disrupted our personal lives, many people nevertheless are still employed. Some work from home while others sit in socially distanced cubicles. As we cut back on travel, eating out and other entertainment, you may find your savings have grown. So why are you still coming up short at the end of the month? Why do you have no idea how

While many people have really suffered during this never-ending pandemic, some are lucky enough to have saved a bunch of cash. No commuting costs, no day care and no dry cleaning – leads to some extra in the bank. What do to with your “extra” money? The Austin Money Coach from Capital Budget Strategies, LLC, Austin’s best Money Coach, can provide plenty of guidance. And it is not buying anything – it is saving and

Life is not always easy. Sometimes we are unexpectedly put into positions where we feel helpless and lost. That happens, for instance, after a divorce or the sudden death of a spouse, leaving the other spouse with full financial responsibility for the family. If he/she was not previously involved with the family finances, it can become overwhelming. Not only could they be mourning the death of a spouse, but they must make sure the bills