Life is not always easy. Sometimes we are unexpectedly put into positions where we feel helpless and lost. That happens, for instance, after a divorce or the sudden death of a spouse, leaving the other spouse with full financial responsibility for the family.
If he/she was not previously involved with the family finances, it can become overwhelming. Not only could they be mourning the death of a spouse, but they must make sure the bills are paid.
The Financial Coach at Capital Budget Strategies, LLC, with offices in Austin, Texas and Belfast, Maine is here to help. For only $149, we will meet with you to explain the basics and walk you through step-by-step on how to save, track expenses and prepare for the future.
Sessions with our Money Coach are intense and last about 4 hours, so be ready! We begin by going over the basics of finances, then determine your Net Worth, discuss the importance of an Emergency Fund and review your spending, savings and retirement accounts. Next, we discuss your debts (car, student, credit card, etc.) and build a Snowball Debt Repayment Program to pay them off.
Finally, based on all this information, our Financial Coach will help you create a personalized, monthly family budget that allows you to pay off debt, save money and still live a comfortable life. If your income is not quite where it needs to be, we will provide tips on earning extra income.
At the end of the session, you will receive a fillable, pdf Monthly Budget to help you track your money. We even provide one free follow-up session at the 1, 3 or 6-month mark to see how well you are doing and answer any questions.
Life can be difficult at times, but with the help of a Financial Coach from Capital Budget Strategies, LLC your finances do not have to be.
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