Getting married? Congratulations! The Austin Financial Coach at Capital Budget Strategies, LLC, Austin’s best Financial Coach, wants to give you some advice: Meet with a Money Coach before the big day!
For only $149, our Austin Money Coach will sit down with the happy couple and ask the really hard and never-before-considered financial questions that can really impact a marriage.
As an example, how many of these questions can you answer about your partner and vice versa:
(1) What is their monthly take home pay after taxes?
(2) How many credit cards do they have? Are any carrying a balance?
(3) Do they have outstanding school loans? Federal or private? Any missed payments?
(4) What is their credit score? Is there a history of bankruptcy or loan defaults that will cause long-term problems?
(5) How much do they have saved for retirement? Are they currently saving in their company’s 401(k) or similar retirement plan?
Supposed your dream is to buy a condo where you can walk to Barton Springs. You meet with a mortgage broker and only then find out your sweetie “forgot” to mention a bankruptcy from 3 years ago and a federal school loan default which places them in the “high risk” lending category. Looks like you can forget obtaining a mortgage you can afford.
Wouldn’t it have been great if you knew your partner’s financial history, pattern of spending and thoughts on saving before the wedding or your move in together?
For only $149, in a calm, comfortable setting via Zoom Video Conferencing, our Austin Money Coach will guide a discussion to answer these questions and work out a plan to deal with debt.
We will discuss Emergency Funds, Monthly Budgets, Saving for Long-Term Purchases (new car, house down payment, children, etc.), paying off credit cards and school loans and organizing combined incomes.
The discussion will be unbiased and focused on meeting your goals. We will also share financial advice and lessons learned from our hundreds of previous sessions. For instance, think about building an Emergency Fund and paying down some debt before buying that new house.
Be ready, the discussion is pretty intense and will last approximately 4 hours. But when else will you discuss such important issue before the wedding? As they say, most arguments in a marriage are over money. Why don’t we ensure that your arguments are over UT vs. A&M?
Meet with our Austin Financial Coach for only $149 and start your journey together with your financial eyes wide open!
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