Why does everyone in Austin need a personal budget? Because when you have a budget, you will not spend more than you earn each month. Sounds so logical, right? Maybe not in the US Congress but it is on Congress Avenue in Austin. For only $149, Capital Budget Strategies, LLC, voted Austin’s best Money Coach, will help you prepare a personal budget, an emergency fund, set up a Snowball Debt Repayment Plan and organize the
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Please beware of credit cards from retailers! Capital Budget Strategies LLC, Austin’s best Money Coach and Financial Advisor, advises that before you open yet another retailer credit card account, read the fine print! Money Magazine reports on a study by CreditCards.com that found retailer credit cards charge an average of 23.8% versus the national average credit card rate of 15.2%. Therefore, while you’ll be tempted to save $25 on your current purchase over $200, it
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You need to pay off your debt before retirement! Once retirement arrives, most of us will be living off social security and our retirement savings. The more debt you have, the more savings you will have to withdraw. Capital Budget Strategies, LLC, Austin’s favorite Money Coach, will help you organize your finances in just a few hours. For only $149, we sit down with you and your finance records to build a personal budget, an
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Why do you need to be mortgage-free in retirement? To take the financial stress out of not earning a paycheck. Capital Budget Strategies, LLC, Austin’s best money coach and financial advisor, can help you enjoy your retirement to the fullest, buy getting financially organized! Retirement. Just saying the word brings a smile. But before you start dreaming of travel, sleeping late and taking the dog on long walks every day, better pay off that mortgage.
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Here is a trick to see if you are ready for retirement. This is just a rough estimate, but it gives you a sense how you are doing. Using your current salary and your age, use the following formula. If you are 30 years old, you should have 1 X your current salary saved in your retirement account. Therefore, if you make $50,000 a year, you should have $50,000 saved. If you are 35 years
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People in Austin are wondering what could be the best New Year’s resolution for their financial future. How about spending $149 to finally get your finances organized? Capital Budget Strategies, LLC, Austin’s best money coach and financial advisor, will sit down with you, your financial statements, pay stub, savings and checking account statements, your student loans reports, your credit card bills and help you finally get organized! First, we determine your net worth, then we
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Austin’s best holiday gift this year is the gift of financial freedom! Second best is that Sock Monkey that looks like Prince Charles at the shop on South Congress! Remember how long it took you to pay off your credit cards from last year’s holiday shopping in Austin? If you said anything past January 2017, we need to talk! People in Austin buy gifts all year long – Christmas gifts, Hanukkah gifts, birthday gifts, graduation
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A two-hour financial education lecture at your Austin company’s offsite is a win win for any Austin business. While your employees learn how to organize their finances, they will worry less about their finances and be able to concentrate on their work! What a great employee perk! Capital Budget Strategies, LLC, Austin’s best financial advisor and money coach, offers group lectures to companies, private organizations, religious groups, clubs and even book clubs. We teach your
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The staff at Capital Budget Strategies, LLC has once again voted Chuck as the Best Money Coach in Austin. Having earned an MBA and a JD, Chuck is currently enrolled in the challenging Certified Financial Planner (CFP) Program at the University of Texas at Austin. You can have the services of Austin’s best financial advisor and money coach for only $149. Chuck will sit down with you, your financial documents, credit card statements, pay stubs
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Time to be an adult about your finances! Austin Public Library will sponsor a free financial education class at the Howson Branch, 2500 Exposition Blvd on Wednesday, November 29, 2017 from 6:30 – 8:30 PM. A Money Coach from Capital Budget Strategies, LLC of Austin, will provide instruction on how to build a personal budget, create an Emergency Fund, discuss ways to pay off credit card debt and build your financial confidence. The Money Coach
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