Here is a good way to end the year – obtain a clear understanding of your financial situation and create a plan to finally become financially secure! Capital Budget Strategies, LLC, Austin’s best budget coach, can help you get your financial house in order in about 4 hours. We ask you to collect some information, then we use the following no stress, easy to understand process: (1) Determine your “full” income, (2) Determine your monthly
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OK, be honest. How much time did you spend watching TV last week? Let me guess – too much. And what did that “experience” add to your life? Let me guess again – not much. May I make a suggestion? Consider spending just one night’s worth of sitting in front of the big screen working on your personal finances. I know, making a budget is not as much fun as watching “The Crown” on Netflix,
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OK, who wouldn’t love to live in a 3-bedroom condo on the 25th floor of the Seaholm Residences with a wrap-around balcony overlooking Lady Bird Lake with a short walk to work? Unless you have a couple of million dollars to spend – keep dreaming. Or keep saving! Capital Budget Strategies, LLC, Austin’s Best Budget Coach, urges everyone to live below their means. Sure it is cool to have a hip address, and will impress
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OK everyone – Black Friday is here and the advertisers are ramping up the stress to spend, spend, SPEND! Real financial danger lurks in every November and December. Make your vow NOW not to overspend (or overeat) in 2016. Remember all those great gifts you gave last year, including the big one for yourself? The holiday gift that truly “kept on giving” – monthly credit card payments you are still paying off. Take control of
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Can you afford a new car? If you are asking that question, then the quick answer most likely is “No.” Capital Budget Strategies, LLC – Austin’s Best Budget Coach – says never buy a new car! Always buy a used car and only pay with cash. We help clients create personal budgets to achieve financial independence. We also show them how to save enough to pay cash for their next car. Imagine life with a
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An important piece of your personal budget or personal finances is an Emergency Fund. This is where to keep between 3 – 6 months of easily accessible cash stashed away in a savings account for emergencies! We all know someone who faced an emergency, and how a lack of cash really disrupted their personal finances and destroyed their personal budget! But remember, needing to fix a broken transmission on your car is an emergency –
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Voted best holiday gift for employees – by employees! OK, boss – you know your employees are fantastic and you love every single one of them to pieces. Plus, you consider them well paid. So how to reward your staff for the holidays? Arrange for an office presentation on how to save more of the money they earn by building a personal budget. An employee who is not worried about their credit card debt, their
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Capital Budget Strategies, LLC – Austin’s best budget coach – has a suggestion about buying a house or condo in Austin, Texas. So you found a bungalow in a hipster South Austin neighborhood with a big yard perfect for your Australian Cattle Dogs? Or you are considering a condo on the 78th floor of that new downtown building with a pool on the 28th floor and walking distance to the Long Center? Or you are
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The only thing Capital Budget Strategies, LLC of Austin, TX hates more than credit cards is credit card debt! But we can help you get past the old mistakes and get on with your live! Our method starts with a detailed monthly budget – every dollar you earn should have a purpose! Before you transfer a credit card balance to a new 0% or low interest credit card, think about the following: (1) Apply for
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Capital Budget Strategies, LLC, Austin’s best Budget Coach, thinks saving on investment expenses is one of the greatest feelings in the world! We present Budgeting 101 classes at corporate events, church or association functions and even one-on- one to newlyweds and recent college grads! Using passively-managed Index Funds is a great way to save on your investment expenses. You do not have to pay high management fees, high capital gains or trading fees. Plus, most
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