So, what is the best stocking stuffer in Austin? A gift certificate for a one-on-one session with Austin’s best Financial Coach at Captial Budget Strategies, LLC. Maybe someone on your list makes a good income, but just cannot seem to keep their finances organized. Maybe they have school loans, credit card debt or a house payment they cannot manage. Why not provide some help? For only $149, our Austin Money Coach will help determine their
{…}Dollar and Sense Blog
End Your Financial Stress in 2022
Ever worry about money when you should be working? Ever go out with friends and worry about splitting the check? Ever worry you will not have enough money at the end of the month? Ready to stop worrying and finally do something about it? Not having a Financial Plan in place could be a major cause of your money stress. Let 2022 the year you find financial freedom! Capital Budget Strategies, LLC, Austin’s best Financial
{…}Five Easy Steps to Avoid Debt During 2021 Holiday Season
Ready for some holiday shopping? Use this easy 5-step plan to avoid going into credit card debt this holiday season. (Please refer to the attached photo): STEP 1: Review your financial situation. Come up with a realistic amount you can spend without going into credit card debt. STEP 2: Draw a chart with 3 columns (See photo) • Column 1: Title this column, NAME. List every person on your gift list. • Column 2: Title
{…}15 Questions Our Financial Coach Can Answer
During a one-on-one session with the Financial Coach at Capital Budget Strategies, LLC, Austin’s best Financial Coach, we will answer many questions, including: (1) Should I save for my daughter’s college or fund my retirement? (2) Which credit card should I pay off first? (3) How much house can I really afford? (4) Am I saving enough for retirement? (5) Do I really need life insurance? (6) Can we afford a Hawaiian honeymoon? (7) Should
{…}Why Hire a Money Coach?
Many of our clients earn a good income, but simply are too busy, or too nervous, to deal with their own finances. We understand the hesitation. Along with managing a family, maybe caring for parents and working fulltime, who has the energy to pay the rent, car loans, school loans, credit cards and get financially organized? The Financial Coach at Capital Budget Strategies, LLC, Austin’s best Financial Coach, has an idea – let us simplify
{…}Building an Emergency Fund
Capital Budget Strategies, LLC, Austin’s best Financial Coach, wants everyone to create an Emergency Fund. Most people have a checking and savings account, so designate your savings account as an Emergency Fund and transfer money into the account every pay day. Automate the transfer, so you can set it and forget it! The goal is to create a cash account totaling $1,000 for a single person or $1,500 for a family. Then if an emergency
{…}Do I Really Need a Personal Financial Budget?
Short answer: A very strong YES! Suppose your boss says, “Congrats, you are in charge of the company’s 10th Anniversary Party!” What are your first thoughts: Date? Location? Will that new guy in accounting show up alone? How much can I spend? You are allotted $5,000 to spend, so you make a list: 1. Venue: $1,000 2. Drinks, bartenders, waiters: $1,500 3. Food, rented dishes, rented tables: $1,500 4. DJ: $500 5. Party SWAG, gift
{…}A Client's Review of Austin's Best Financial Coach
September 2021, J.C., Austin, TX I’d spent years growing interest in my anxiety for my financial reality, occasionally tossing in a good tip or throwing out a bad habit, but mostly avoiding any routine, or meaningful management of my and my family’s future. Having made multiple unsuccessful attempts with various credible programs to right our financial wrongs throughout marriage. I had all but given up. ast week when I sent an online message and heard
{…}Still Paying Off 2020 Holiday Gifts? Save NOW for 2021
Is it too early to think about holiday gift buying? The Austin Financial Coach at Capital Budget Strategies, LLC, Austin’s best Financial Coach, says it is never too early to save! Some of our clients are still paying off credit cards debt for 2020 or 2019. You have about 12 weeks until your gift giving, so let’s make a plan that will keep you out of debt and in the holiday spirit. One question before
{…}3 Quick and Easy Ways to Improve Your Personal Finances NOW
3 Quick and Easy Ways to Improve Your Personal Finances NOW While the pandemic has disrupted our personal lives, many people nevertheless are still employed. Some work from home while others sit in socially distanced cubicles. As we cut back on travel, eating out and other entertainment, you may find your savings have grown. So why are you still coming up short at the end of the month? Why do you have no idea how
{…}