OK, you made it this far without a budget. How is that working out for you? Are you living stress-free financially while paying off credit cards, saving for long-term expenses, paying school loans and saving for your kid’s college? The Austin Financial Coach at Capital Budget Strategies, LLC, will show you how to use a Budget as a “road map” to financial security. We will make sure you pay the important expenses first, then use
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Do you make a decent income but just do not have the time or patience to get financially organized? Do you need a monthly personalized budget, an Emergency Fund or someone to help you figure out what debts to pay off first? Do you wonder where your money goes every month? Are you constantly worrying, thinking or trying to forget about your finances? Capital Budget Strategies, LLC of Austin, Texas now offers 4 hours of
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Do you need an Austin Money Coach or an Austin Financial Advisor? There are major differences, both in cost and the requirement to do what is “best” for you. Financial Advisors can cost $1,000 and charge commission. Most are only required to provide advice that is “appropriate” for you, versus what is “best” for you. Remember, they earn their pay selling you investments. The Money Coach (aka Financial Coach) at Capital Budget Strategies, LLC cares
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President Biden is giving most Americans a 2021 Stimulus Check of up to $1,400. What is the best way to spend it? The Austin Financial Coach at Capital Budget Strategies, LLC, has some ideas. Some people have been doing well during the pandemic – working from home, saving on commuter, dry cleaning and restaurant expenses. Others, mainly service employees, have had hours cut or have been laid off from work completely. Either way, the stimulus
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Do you want to finally become financially organized in 2021? Then let’s make a deal. You contact the Financial Coach at Capital Budget Strategies, LLC, Austin’s best Financial Coach, and we will help you keep your New Year’s resolution. Don’t believe it? Just check out our 5-star Google reviews! Our Austin Money Coach will sit down with you via a socially distant Zoom Video Conference and determine your Net Worth, True Income, Spending Habits, Long-term
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The Austin Money Coach at Capital Budget Strategies, LLC, in Austin, Texas hopes you and your family stay safe during the Coronavirus Pandemic. Your health and the health of your family are paramount. Unfortunately, due to slowdowns and layoffs, some families may begin to feel financially squeezed. If so, now is the time to update your family financial plan. Lowering Monthly Expenses: Your monthly expenses are either “nondiscretionary” (i.e., mandatory and need to be paid)
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Financial Moves to Make Right Now Falling stock markets and threats of massive layoffs. What financial moves should you make right now? Capital Budget Strategies, LLC, Austin’s best Financial Coach, recommends one thing: Do not panic and sell all your stocks! As you know, the value of stock is “on paper.” Once you sell, you determine the true loss or gain. During the 2008 Great Recession, our Austin Money Coach had a friend who sold
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The coronavirus outbreak will cause financial hardship for many families. Here in Austin, Texas, many people, already affected by the cancellation of the South-by-Southwest SXSW Festival, now face possible long-term financial challenges. An Emergency Fund would help ease their financial pain. Capital Budget Strategies, LLC, Austin’s best Financial Coach, presents the following information to explain Emergency Funds: (1) What is an Emergency Fund? An Emergency Fund is cash kept in an accessible account for “emergency”
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Captial Budget Strategies, LLC, Austin’s best Financial Coach, wants to help you put your budget on autopilot. We believe in using automatic withdraws, deposits and transfers to make your budgeting easier and therefore more successful. Our Austin Money Coach has many clients who are just too busy to make all the necessary financial moves every month. We help make it simple by showing you that all your financial transactions are either: (1) Regular monthly expenses
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How debt can a person carry before it is too much? Many Austin clients at Capital Budget Strategies, LLC, Austin’s Best Money Coach, ask this question. They always want to know if they are in “debt trouble.” First you must understand there is “bad” and “good” debt. Bad debt is borrowed money spent on things that decrease in value. For instance, a new car will decrease in value immediately and usually can only be sold
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