The Financial Coach from Capital Budget Strategies, LLC recently worked with a family with serious debt issues. The couple were in their 50s with no retirement savings and a minus net worth. Both parents had good jobs and the three teenage children were thinking about college. We sat down in their kitchen and reviewed all their financial statements, including their pay stubs, credit card and bank statements, car payments, mortgage, utilities, groceries, etc. Together, we
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Have a good income, but still feel financially stressed? You are not alone! Many people in Austin have a great job, a nice car and live in a cool (at least they think so) apartment, condo or house. They swim at Barton Springs, have cocktails on Rainey Street and cannot wait until the next SXSW. Life is great, right? Well, almost. Even though they make a good income, many people are still struggling financially at
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What is the best Cyber Monday deal in Austin, Texas? A financial review session with Austin best Monday Coach at Capital Budget Strategies, LLC for only $149! Our Cyber Monday Sale includes a 10% discount for all Students, the Military, Law Enforcement, Nurses, Teachers and First Responders. Along with your approximately 4-hour initial session, the price includes one follow-up session at the 1, 3 or 6-month mark. Wow! For $149 our Austin Financial Coach will
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What is the best holiday gift for your employees? How about the gift of financial literacy? A Bank of America study found that 67% of millennials say financial stress overtakes their ability to focus and be productive at work. They also want employers to bring in professionals to teach debt repayment and money management strategies. Capital Budget Strategies, LLC, Austin’s best Financial Coach, offers confidential, one-on-one meetings with your employees where we will: – Provide
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Get ready, Austin – the holidays are here again! Hopefully you have paid off your credit card debts from the 2018 and 2019 holiday shopping. Before you start shopping, think how your finances will look on December 26th. Will you hate yourself for spending too much and maxing out yet another credit card? Or will you be proud of yourself for having a financial plan and a budget? The time to prevent another season of
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How to Control Your Holiday Spending Get ready Austin, the holidays are here! Now, here is how to control your holiday spending: First, and you are not going to like this, do NOT use credit cards! Admit it, if you do not have the cash to buy something, you cannot afford it. Why would you borrow money at 19% just to buy someone a gift they may not like? Follow this 3-Step process to ensure
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Sometimes you just need to destroy your credit cards in Austin, Texas! You know the old saying, “If you can’t use cash – you can’t afford it!” Using your credit card will eventually put you into debt that will take years to erase. Plus, it will make you feel guilty, nervous and out of control. Capital Budget Strategies, LLC, Austin’s best Finanical Coach, helps our clients to regain their financial confidence. We know the feeling
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Capital Budget Strategies, LLC, an Austin Veteran-owned financial company has been honored by Google as “a highly rated Veteran-Led business.” Charles Mitchell, the founder of the company, is a West Point graduate, combat veteran, Airborne and Ranger-qualified Infantryman who retired from the US Army with the rank of Colonel. He spent 28 months in Iraq between 2004 – 2008. Google honored Charles with a special award. Capital Budget Strategies, LLC, rated as Austin’s best Financial
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Want to give the best holiday gift in Austin? One that will change a person’s life for the better? Consider giving a financial review session with Capital Budget Strategies, LLC, Austin’s best Money Coach. For only $149, you will change the way they handle and think about money! Do you know someone who is employed, but at the end of the month wonders where all their money went? Do they have credit card debt, school
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How do you know if you need an Austin Financial Coach? Take this quick test to find out: Question 1: Do you ever feel anxious or worried about money? Question 2: What is the current value of your Emergency Fund? Question 3: Have you ever missed a monthly debt payment? Question 4: What percentage of your income do you spend on debt? Question 5: Do you have a plan to pay for future expenses, such
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